Best 4 Credit Cards for the Average Consumer
There are lots of great annual fee credit cards out there with big spend bonuses and perks but for the average consumer who either doesn’t have the time or expertise to take advantage, there are enough great free cards that should cover all bases. For someone who mostly spends on Restaurants or Travel (taxi, flights, hotels), and Amazon for just about everything else, my spending habits can be captured with the following 4 cards: Uber Visa, Citi DoubleCash, Amazon Store Card, Chase Freedom These 4 cards will allow you to average 2-5% cash back all of your purchases, and best of all – no annual fees! Uber Visa: 4% on restaurants, 3% on hotels/airfare, 2% on online purchases (Uber included), 1% on everything else. No foreign transaction fees! Chase Freedom 5% on categories (up to $75 back) - only use during the quarter that is relevant (Q1 gas stations and commuter transportation, Q2 grocery and drugstores, Q3 restaurants and movie theaters, Q4 Walmart and department Stor